Bankruptcy

Chapter 7 bankruptcy is one of the options that will give you a fresh financial start. But not everyone qualifies for Chapter 7.  For those that do, it is an opportunity to eliminate debt and begin building a brighter financial future.
 
Chapter 7 eliminates certain types of unsecured debt.  Unlike other bankruptcy options, there is no commitment to a repayment plan.  In Chapter 7, only assets that are not protected by exemptions can be liquidated and used to repay your creditors. Less than 3% of individuals who qualify for a chapter 7 bankruptcy have assets that become available to the trustee to satisfy creditors.  So if you qualify, Chapter 7 is often the ideal solution to your debt crisis.
 
Bankruptcy is an option for people from all walks of life.  You should never feel as if you are not the type of person to file for bankruptcy or that bankruptcy will ruin your life.  In fact, bankruptcy is a tool that many people use to repair their financial standing and finally get out from under the weight of debt that is crushing them.
 
If you believe bankruptcy is right for you, it is important you work with someone who understands the process.  Mistakes can lead to the denial of bankruptcy relief, so working with a California bankruptcy professional is essential.
 
Would you like to know more about Chapter 7 bankruptcy? Have you decided to file and you want to be sure the process is handled properly? I have been helping clients regain financial freedom for many years and can do the same for you.  To learn more or to schedule a consultation call 707.263.5759.

          I DO NOT REPRESENT INDIVIDUALS WHO NEED TO FILE CHAPTER 11 OR CHAPTER 13 BANKRUPTCY.